At VIORA, individual investments form a central component of our family office services, designed to preserve and grow wealth in alignment with each family’s long term vision, risk profile, and legacy objectives. Our approach emphasizes customization, control, and strategic diversification.
We structure direct equity investments to give our clients meaningful exposure to high quality opportunities, whether in public markets or private businesses, with the option for active involvement where appropriate. Our real estate strategies focus on building resilient portfolios that generate stable income while capturing long term appreciation across carefully selected markets. Through alternative assets, we enhance diversification and manage risk by accessing opportunities beyond traditional investments, including private debt and specialized strategies. We also support impact and thematic investments, enabling families to align their capital with sectors that reflect their values while maintaining strong financial discipline.
At VIORA, we structure individual investments with a disciplined, data driven approach, ensuring each allocation aligns with our clients’ long term wealth objectives while maintaining a balance between performance and risk.
Direct Equity Investments
At VIORA, we typically allocate 20 to 40 percent of portfolios to direct equity opportunities across public and private markets. Our private equity strategies target 15 to 25 percent IRR, while public equities aim for 8 to 12 percent annual returns. We pursue ownership stakes ranging from 5 to 20 percent minority positions to full acquisitions, focusing on businesses with 10 to 30 percent annual revenue growth and EBITDA margins above 15 percent.
Real Estate Holdings
Our real estate strategies generally represent 15 to 30 percent of total assets, emphasizing both income stability and capital appreciation. We target 5 to 8 percent rental yields, with total returns of 8 to 12 percent including appreciation. To manage risk effectively, we maintain 50 to 65 percent loan to value ratios, while prioritizing assets with 85 to 90 percent occupancy rates or higher.
Alternative Assets
At VIORA, alternative investments typically comprise 10 to 25 percent of a portfolio. Hedge fund allocations aim for 6 to 10 percent returns, while private debt strategies deliver 7 to 12 percent yields. Commodities and collectibles are selectively used at 2 to 5 percent allocations to enhance diversification, with a focus on maintaining low correlation below 0.5 relative to public markets.
Impact and Thematic Investments
We allocate 5 to 15 percent of portfolios to impact and thematic investments, aligning financial performance with client values. These strategies generally target 6 to 12 percent returns, while also measuring outcomes such as 20 to 50 percent carbon reduction per project and broad social impact reaching thousands to millions of beneficiaries. ESG performance and sustainability metrics remain integral to our evaluation framework.